Two student loan repayment plans have been reopened for enrollment by the Department of Education (DOE) following a federal court order against the The Biden administration Savings in a Valuable Education Program (SAVE).

New enrollment in the Pay As You Earn (PAYE) and Income-Contingent Repayment (ICR) plan programs was halted last summer in an effort to phase them out and encourage borrowers to sign up for the Biden administration’s SAVE plan- Harris, but now people can sign up again.

“The Department continues to defend in court the authority to cut payments for high-debt, low-income borrowers through the SAVE Plan,” US. Undersecretariat of Education James Kvaal said in a statement. “In the meantime, we’re making more options available to low-income borrowers, teachers, service members and other public employees so they can make the best choices for their financial situation.”

The two reinstated schemes offer credit for Public Service Loan Forgiveness (PSLF) and Income Driven Repayment (IDR). Monthly payments are set by the borrower’s income, family size and allow borrowers to earn forgiveness after “extended payment periods,” the DOE says.

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Student loan borrowers hold a rally in front of the White House to celebrate President Biden canceling student debt and to begin the fight to cancel any remaining debt on August 25, 2022 in Washington, DC (Paul Morigi/Getty Images via We the 45m/Getty Images)

“Many public employees use them to keep their monthly payments low while they work to earn PSLF after 10 years,” a DOE news release said.

While SAVE is court bound, borrowers owe no payments on their loans and the loans are not accruing interest, but they are also not receiving credit toward PSLF or making progress toward satisfying IDR plans.

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President Biden, right, joins Education Secretary Miguel Cardona as he announces new actions to protect borrowers after the Supreme Court struck down his student loan forgiveness plan in the Roosevelt Room of the White House on June 30, 2023 and (Chip Somodevilla/Getty Images/Getty Images)

The US Department of Education building is shown in Washington, DC (SAUL LOEB/AFP via Getty Images/Getty Images)

SAVE litigation hold borrowers should not consider switching since they are not currently accruing interest, a The Forbes report noted. However, borrowers closer to achieving loan forgiveness through PSLF, near the 120 payment mark or those who are eligible for PSLF buyback may want to consider it, the outlet says.

New PAYE and ICR registrations will be open until July 1, 2027, according to the DOE.

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More information for borrowers can be found on the page DOE website.